1. Introduction

American Compliance Legal Services ("ACLS," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services.

By using our Services, you consent to the data practices described in this policy. If you do not agree with our policies and practices, please do not use our Services.

2. Information We Collect

2.1 Personal Information

We may collect the following types of personal information:

2.2 Automatically Collected Information

When you visit our website, we automatically collect:

• IP address and browser type
• Device information and operating system
• Pages visited and time spent on site
• Referring website addresses

3. How We Use Your Information

We use the information we collect for the following purposes:

• Debt Collection: To collect debts owed to our clients in compliance with applicable laws
• Communication: To contact you regarding your account and resolution options
• Verification: To verify your identity and validate debt information
• Legal Compliance: To comply with legal obligations and respond to legal requests
• Service Improvement: To improve our services and customer experience
• Record Keeping: To maintain accurate records of all transactions and communications

4. Information Sharing and Disclosure

We may share your information with:

• Creditors and Clients: The original creditors or companies on whose behalf we are collecting
• Service Providers: Third parties who assist us in operating our business (payment processors, mailing services)
• Credit Bureaus: As required or permitted by law for credit reporting purposes
• Legal Authorities: When required by law, court order, or governmental request
• Professional Advisors: Attorneys, accountants, and auditors as necessary

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information, including:

• Encryption of sensitive data in transit and at rest
• Secure access controls and authentication
• Regular security assessments and audits
• Employee training on data protection practices
• Physical security measures at our facilities

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Your Rights

6.1 Access and Correction

You have the right to request access to the personal information we hold about you and to request corrections to any inaccurate information.

6.2 Opt-Out Rights

You may opt out of receiving promotional communications from us by following the unsubscribe instructions in those communications or by contacting us directly.

6.3 California Residents

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect and the right to request deletion.

7. Data Retention

We retain personal information for as long as necessary to fulfill the purposes for which it was collected, including to satisfy legal, accounting, or reporting requirements. The retention period may vary depending on the context and our legal obligations.

8. Cookies and Tracking

Our website uses cookies and similar tracking technologies to enhance your experience. You can control cookie settings through your browser, but disabling cookies may affect website functionality.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

10. Children's Privacy

Our Services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we learn that we have collected information from a child, we will take steps to delete it.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last Updated" date. Your continued use of our Services after any changes constitutes acceptance of the updated policy.

12. Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us: